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Insurance Discussion about all issues related to static caravan insurance, from which insurer to how best to make a claim.

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  #11  
Old 12-04-2016, 22:26
risca_boy risca_boy is offline
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I just reread the 'Site Rules' that I was sent at the end of last season and it says 'All caravans must be insured through the parks umbrella scheme supplied by Jardine Lloyd Thompson, caravans may not be insured by any other company or third party'. I'm just going to wait until they show me the policy and cover.
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  #12  
Old 12-04-2016, 22:40
treetopper treetopper is offline
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Quote:
Originally Posted by risca_boy View Post
I just reread the 'Site Rules' that I was sent at the end of last season and it says 'All caravans must be insured through the parks umbrella scheme supplied by Jardine Lloyd Thompson, caravans may not be insured by any other company or third party'. I'm just going to wait until they show me the policy and cover.
We are insured with them,so don't think you will have a problem....one of the clauses that changed last year was draindown excess,nil if draindown done by park approved plumber,or 250 if not...
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  #13  
Old 13-04-2016, 10:29
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bluemax90 bluemax90 is offline
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Quote:
Originally Posted by risca_boy View Post
I just reread the 'Site Rules' that I was sent at the end of last season and it says 'All caravans must be insured through the parks umbrella scheme supplied by Jardine Lloyd Thompson, caravans may not be insured by any other company or third party'. I'm just going to wait until they show me the policy and cover.
To be fair the JLT policy is good, where we are now it is not available but on previous park we were with them. Another park also owned by the same group suffered severe damage and the word on the street was they paid out quickly and at an acceptable level.

Sometimes, especially with insurance you get what you pay for. Also the claim handling experience seemed to be faultless, perhaps others have had a different experience of them but if it was available where we are I personally would pay any difference for peace of mind.
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  #14  
Old 13-04-2016, 22:48
risca_boy risca_boy is offline
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Probably find out more this weekend as I'm back down tomorrow afternoon. Thanks for all the replies.
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  #15  
Old 23-11-2016, 20:56
stupideejay stupideejay is offline
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Hi Risca boy-I'm having the same problem as you. I saved 60 ish by using my own insurers. They are Static Caravan insurance specialists. I hate being dictated to in this supposedly free world. Park Leisure are now wanting sorry now demanding a 42 admin charge. I'm angry but got nowhere to go or help from anyone
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  #16  
Old 24-11-2016, 14:53
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TreeTops TreeTops is offline
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Park owners can't insist on you buying insurance through them. If you are on a park where the owners have the right attitude, you could do a lot worse than buy from the park. There are advantages; the park can help you when there's a claim. In the event of a major loss it's a lot easier if everyone is insured with one company.
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Last edited by TreeTops; 24-11-2016 at 18:16.
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  #17  
Old 24-11-2016, 17:32
sxjack sxjack is offline
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Quote:
Originally Posted by stupideejay View Post
Hi Risca boy-I'm having the same problem as you. I saved 60 ish by using my own insurers. They are Static Caravan insurance specialists. I hate being dictated to in this supposedly free world. Park Leisure are now wanting sorry now demanding a 42 admin charge. I'm angry but got nowhere to go or help from anyone
I hate this, it's tantamount to a monopoly. Admin charge for what? Filing a copy of your insurance policy within their file?
What about NACO? Might they advise? (you'd have to join 25 pa.)
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  #18  
Old 24-11-2016, 18:15
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TreeTops TreeTops is offline
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Quote:
Originally Posted by sxjack View Post
I hate this, it's tantamount to a monopoly. Admin charge for what? Filing a copy of your insurance policy within their file?
What about NACO? Might they advise? (you'd have to join 25 pa.)
I realise that on the surface it looks like a charge for nothing. Please read my earlier response to another thread. http://www.gostatic.co.uk/showpost.p...60&postcount=6
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  #19  
Old 25-06-2017, 08:11
Paul BK Paul BK is offline
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Quote:
Originally Posted by Maddy View Post
Ours used to not have a preferred insurer but now have. The quote was twice the price and not as good. I took in a photocopy and explained my reasons. They haven't kicked off or charged. But they have said in the event of a claim the site maintenance wont enter the caravan with the menders etc or basically be helpful. But for 200 that's something we will accept.
The difference in my present insurer Leisure days 459 and Towergate 208 is massive. The cover is not better however I'm still not totally comfortable that the change won't cause me problems
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  #20  
Old 25-06-2017, 13:26
Gossy Gossy is offline
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We are on a Bourne Leisure/Haven site, when we purchased last year we took on the remaining term of an annual policy, Aviva are their preferred insurer. This year we received the renewal and the cost was more than our 3 bed detached home so we narrowed a few companies down and went with Coast, we saved +150.00, and received a 20.00 M&S voucher, the person who recommended got the same, ironically we were offered 2 policies by Coast, one being Aviva with the same cover as Haven/Bourne.
The only rules we are bound to is to have a copy of the schedule/policy handed over to the site, as long as you are insured with who ever its accepted.
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