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Insurance Discussion about all issues related to static caravan insurance, from which insurer to how best to make a claim.

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  #11  
Old 25-11-2016, 19:09
FlixtonFlyer FlixtonFlyer is offline
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if you are paying admin charges then to me it is upto the park to check with insurers as to whether insurance is valid.Otherwise you are paying somebody 35 or 40 pounds to stick a piece of paper in a file.
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  #12  
Old 25-11-2016, 19:21
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cheshirecat cheshirecat is offline
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I suppose Im a bit out of synch here as an 'owner'.
Im of the belief that all vans should be compelled to insure via the park owner

I can then sleep soundly knowing that my neighbour hasnt " saved" him/herself ten quid with a poxy company that has cut an (unknown) corner and put everyones 30 k at risk

If the park under insures then you have someone to chase(them)
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  #13  
Old 25-11-2016, 19:34
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TreeTops TreeTops is offline
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Originally Posted by FlixtonFlyer View Post
if you are paying admin charges then to me it is upto the park to check with insurers as to whether insurance is valid.Otherwise you are paying somebody 35 or 40 pounds to stick a piece of paper in a file.
In my experience sending the bill is the only way to get some people to produce their documents. It often takes multiple letters to get the documents and to be honest I've got better things to do and 35 plus VAT rarely covers covers out time and postage. There's also no way of checking if a person cancels their insurance having produced the documents, so your neighbours could be uninsured, putting both you and themselves at risk.
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  #14  
Old 25-11-2016, 19:36
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TreeTops TreeTops is offline
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Originally Posted by cheshirecat View Post
I suppose Im a bit out of synch here as an 'owner'.
Im of the belief that all vans should be compelled to insure via the park owner

I can then sleep soundly knowing that my neighbour hasnt " saved" him/herself ten quid with a poxy company that has cut an (unknown) corner and put everyones 30 k at risk

If the park under insures then you have someone to chase(them)
I have say I agree, as long as the park works to keep fees competitive. Whole park policies are so much safer for everyone
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  #15  
Old 26-11-2016, 12:09
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slimseydy slimseydy is offline
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I don't have a choice it's in the winter invoice ,there's no take it or leave it option
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  #16  
Old 26-11-2016, 14:14
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I don't have a choice it's in the winter invoice ,there's no take it or leave it option
It should be in your licence agreement whether you have to have sites insurance,and how much admin fee is..
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  #17  
Old 19-05-2017, 20:12
Bathbelle Bathbelle is offline
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I think if you need to make a claim it would be so much easier if it goes through site insurance rather than your own... when I looked into a quote there were loads of techy spec questions that I couldn't answer so my own insurance would probably have been invalid anyway?
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  #18  
Old 19-05-2017, 20:38
Gossy Gossy is offline
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We dont pay an admin fee, Havens prefered insurer is Aviva, saved 160 by going with Coast, site required a copy of the schedule as proof of cover.
We also received 20 M&S voucher.
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  #19  
Old 25-06-2017, 08:18
Paul BK Paul BK is offline
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Originally Posted by TreeTops View Post
It's a common rule and one that we employ. I was initially against the charge, but the handful of people who don't insure with us take as much work as all the others put together. It's a requirement of our license issued by the Council that all of our customer are insured and be able to prove it. There's also a risk that a self insurer could insure to get the policy to present to me and then cancel the policy. I'd never know until something went wrong.

We charge 35 plus VAT which is the industry standard.
As I said in another thread, the difference for the site company 459 and Towergate 208 is massive. Extortionate.
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  #20  
Old 26-06-2017, 09:16
Mosquito Mosquito is offline
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Originally Posted by Bells64 View Post
Our site also say they will charge an admin fee, I believe 40 + vat if we don't go with their approved insurance company, the admin consists of handing over a copy of our policy and them filing it. However we didn't go with their company last year and I know of several neighbours of mine who have never gone with their insurance and have never been charged a fee. Maybe too much bother to try and enforce it. We did however receive a letter, supposedly from our site office, saying that they couldn't guarantee that we would be allowed to stay for the promised addition 2 years after our original 10 year licence runs out, if we haven't insured with their approved company. We felt this smacked of blackmail and interestingly the address on the reverse of the envelope showed the letter came directly from the insurance company, not the site. Which raises the question of the Data Protection Act if the site supplied my address to the insurance company.

I believe that a number of sites do charge this fee and I don't think you can avoid it if it's written in the site terms and conditions.
Hi Heather, it may be worthwhile contacting trading standards, I'm not sure but I don't think that is illegal.

Last edited by Mosquito; 23-11-2017 at 17:30.
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